10ounces refried beans with 1 tablespoon of jalapeno juice mixed in
8ounces grated cheddar cheese
Preheat oven to 400 degrees and cover a cookie sheet with either foil, or spray with non-stick cooking spray. Cover the bottom of the cookie sheet with tortilla chips. Mix together the beans and 1 tablespoon of juice that comes out of a jar of jalapenos. Drop spoonfuls of the refried beans over the tortilla chips as evenly as possible. Drop spoonfuls of the chili over the tortilla chips. Cover with cheese, and bake for 15 minutes or until the cheese is melted and bubbly. Top with salsa, black olives, jalapeno slices, sour cream, or anything else you can think of!