Cheddars Monte Cristo Sandwich

Cheddars Monte Cristo Sandwich is a great sandwich that so many of us love. This deep-fried sandwich isn’t for the faint of heart.
Homemade Cheddar's Monte Cristo sandwich

A Monte Cristo sandwich isn’t that difficult to make, but I think they can be a wonderful sometimes treat. My local Cheddars can have up to a 90-minute wait on a very busy day, so sometimes I will make my own copycat recipes instead of going out.

A Monte Cristo has it’s origin in the Croque Monsieur in the sense it is ham and cheese sandwich that is cooked. In the South, this sandwich is battered and deep-fried. I personally love this hot sandwich. It is warm, crunchy, crispy, and you can even sprinkle it will powdered sugar, and some people enjoy theirs with raspberry preserves.

I like to make my sandwiches ahead of time, and then wrap them with a bit of plastic wrap and place them in the refrigerator. I think this really helps to bind the sandwich together before you batter it. The sandwich will bind together when you take this extra step.

Half of a homemade Cheddar's Monte Cristo sandwich

I like to use my T-fal FR4049 Family Pro 3-Liter Oil Capacity Electric Deep Fryer with Stainless Steel Waffle, 2.6-Pound, Silver to fry these sandwiches in. I can get in two triangles at once. Best of all it keeps the temperature at a nice even heat, and it will allow me to strain the oil so I can reuse it again.

For this Cheddars Monte Cristo Sandwich recipe, use your favorite pancake batter to dip the sandwiches in. My personal favorite is the Krustez brand. You just need to add water, and you are in business. I hope you enjoy this classic Monte Cristo sandwich!

Half of a Monte Cristo sandwich

Love Copycat Cheddars Recipes? Be sure to check out these copycat recipes from Cheddars

Cheddars Honey Butter Croissants
Cheddars New Orleans Pasta
Cheddars Texas Cheese Fries

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Homemade Cheddar's Monte Cristo Sandwich

Cheddars Monte Cristo Sandwich

Enjoy making your own Cheddars Monte Cristo Sandwich
5 from 3 votes
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Course: Main Course
Cuisine: American
Keyword: Cheddars Monte Cristo Sandwich, Cheddars Recipes
Servings: 2
Calories: 969kcal


  • 4 slices bread
  • 4 slices smoked turkey
  • 4 slices ham
  • 2 slices American cheese
  • 2 slices Monterey Jack cheeese
  • 2 cups prepared pancake mix
  • 1 tablespoon powdered sugar
  • vegetable oil for frying


  • The Prep Make the sandwiches ahead of time. Make two sandwiches with 2 slices of smoked turkey, 2 slices of ham, and one slice of American cheese, and one slice of Monterey jack cheese. Wrap the sandwiches individually snuggly with plastic wrap. Place the sandwich in the refrigerator for at least one hour. You may want to do this overnight. 
  • Preheat oil to about 320 degrees. Use you favorite pancake batter, make enough batter to prepare about six 4-inch pancakes. Gently unwrap the sandwiches and dip into the batter. Place the battered sandwich in hot oil and cook until golden. If you need to be sure to flip the sandwich over so both sides brown evenly. Place the sandwich on a wire rack to drain. Allow the sandwich to rest for about 1 minute, then cut the sandwich, and dust with powdered sugar if desired.


Calories: 969kcal | Carbohydrates: 52g | Protein: 36g | Fat: 69g | Saturated Fat: 45g | Cholesterol: 131mg | Sodium: 1975mg | Potassium: 474mg | Fiber: 3g | Sugar: 8g | Vitamin A: 575IU | Calcium: 645mg | Iron: 3.8mg
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About Stephanie

I recreate your favorite restaurant recipes, so you can prepare these dishes at home. I help you cook dinner, and serve up dishes you know your family will love. You can find most of the ingredients for all of the recipes in your local grocery store.

Stephanie is the author of's Dining Out in the Home, and's Dining Out in the Home 2.

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Reader Interactions


  1. Alanna

    I just had a monte cristo 2 days ago! I love them but this time seemed short on meat. I found a raspberry jam at the store that I warmed a little in the microwave to dip my leftover half sandwich. Why do you make 2 sandwiches? I can’t ever eat the whole one from Cheddar’s.

    • Alanna

      I just had a monte cristo 2 days ago! I love them but this time seemed short on meat. I found a raspberry jam at the store that I warmed a little in the microwave to dip my leftover half sandwich. Why do you make 2 sandwiches? I can’t ever eat the whole one from Cheddar’s.

  2. Docmo

    Such a sandwich could ruin my day. But hey, that’s what I’m here for. Will absolutely try this. Doesn’t seem very hard to do. It might even be better with bacon added. Don’t you think? I do.

  3. Carolina

    I usually use French Toast style bread rather than deep frying. I also use provolone and have a side of strawberries in sugar (makes its own syrup) to put over the sandwich with powdered sugar sprinkled on top! Delish!!

    • Linda

      5 stars
      I just left Cheddars for the 2nd time for this Sandwich, it’s so good I came back and got right on line to fine the recipe copy. Its great but I can’t afford that price every week. Going to make my own.

  4. Cathy

    Wow. I have to confess that I’ve never eaten a Monte Cristo sandwich before, but this looks and sounds delicious! I might have to make it soon, you know, for my husband.

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